Indemnity Plans

Indemnity plans offer more flexibility than traditional health plans.

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Plan Features

With an indemnity plan, you may see any provider you choose. When you receive medical care, you’ll pay out of pocket at the time of your visit. After your visit, you can submit a claim for reimbursement to your insurance carrier.

Plan Features

With an indemnity plan, you may see any provider you choose. When you receive medical care, you’ll pay out of pocket at the time of your visit. After your visit, you can submit a claim for reimbursement to your insurance carrier.

Is an indemnity plan right for me?

If you want to be able to see any provider you choose without being limited to the in-network or out-of-network coverage under a traditional health plan, an indemnity plan might be right for you. If you frequently travel or live in an area with limited network coverage, indemnity plans provide coverage anywhere you seek care — no need to travel to an in-network facility.

Our agents can help you weigh your options and find the plan that best suits your and your family’s needs. Because we partner with a variety of health plan carriers, we can help you find the indemnity plan that suits both your health care and financial needs.